Car Credit Center
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Melrose Park: 847-260-4205
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How to Use Your Tax Refund to Buy a Used Car in Chicago, IL

How to Use Your Tax Refund to Buy a Used Car in Chicago, IL

Have you been debating about what to do with your tax refund? Here at Car Credit Center we recommend using it take home one of our quality used vehicles! Keep reading for a few of the ways you can turn your refund into a new ride.

Down Payment

We’ve found that for many customers their tax refund is the ideal amount to use as a down payment. This is a great option for customers who don’t have enough in their savings account to provide a lump sum at signing. Plus, since you’ll be able to cover a good percent of the vehicle’s cost, your total loan will be smaller, resulting in more affordable monthly payments. Even if you are only able to use part of your refund towards a down payment, come and talk with our team! We’ll help you find the right used car for your budget.

Head Start on Monthly Payments

Another way to use your tax refund is to think of it as a head on start on your first few monthly payments. Once you’ve sat down with our team and established a monthly breakdown, divide your refund by that monthly total. You may have two, three, or even four months covered, allowing you to maximize your paychecks and cover other essential bills, like your rent and food. This is a good option for customers who already have the savings for a down payment but have a tight budget and don’t mind planning ahead. The good news is that we have a wide range of used vehicles to fit with your needs!

Our Approval Guarantee

If you’re worried about getting approved for a loan even with your tax refund, we are the right choice. Since we own the finance company you won’t have to worry about being turned down. We’ve seen customers walk through our doors with past bankruptcies and repossessions along with a long list of dealerships who said “no.” The good news is that we love to say “yes” and are ready to get you approved for a vehicle you love right away. Get started with our online form or feel free to give us a call at 773-918-3980 for more details.

Now that you know how to use your tax refund to buy a used car in Chicago, IL, it’s time to start shopping! In addition to our location at 7600 S. Western Avenue we also have a Car Credit Center in Melrose Park. Stop by and see us soon!    


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Testimonials

Kenya Parrow
Kenya Parrow
GOOGLE
3-19-2020
Full Star Full Star Full Star Full Star Full Star

Very nice Visit at this car place love the Energy they give u an yes they got us in a out thank u so much luis 💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯💯

Dontavion O'Neal
Dontavion O'Neal
GOOGLE
3-18-2020
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Sharnetta Young
Sharnetta Young
GOOGLE
3-17-2020
Full Star Full Star Full Star Full Star Full Star
Kenya Mowatt
Kenya Mowatt
GOOGLE
3-17-2020
Full Star Full Star Full Star Full Star Full Star

Great place to get a good quality used vehicle! Felix & Phil are the best! Honest dealership, honest people who want to put you behind the wheel of a quality vehicle at a reasonable car note. Check em' out! You'll be glad you did!

Tyneshia Davis
Tyneshia Davis
GOOGLE
3-17-2020
Full Star Full Star Full Star Full Star Full Star
Krystal Shelton
Krystal Shelton
GOOGLE
3-16-2020
Full Star Full Star Full Star Full Star Full Star

I came to car credit center today and met a very great sales person today Mike (Miguel) Alba he works very well and he’s very diligent and fast and yes I will recommend a lot of people to him

Hugh Flemming Jr
Hugh Flemming Jr
GOOGLE
3-15-2020
Full Star Full Star Full Star Full Star Empty Star
J Rozey
J Rozey
GOOGLE
3-14-2020
Full Star Full Star Full Star Full Star Full Star

Mike was awesome he made the car buying experience very easy and fast! I will tell everyone to him

Chontell Mateen
Chontell Mateen
GOOGLE
3-13-2020
Full Star Full Star Full Star Full Star Full Star

Mike Alba the sales representative exceptionally amazing. He was very personal , start to the point , his Customer service was beyond comfortable. I was worried about being turned around instead I drove off with something that fit me and amazing. I highly recommend his service.

Empress Henry
Empress Henry
GOOGLE
3-13-2020
Full Star Full Star Full Star Full Star Full Star

Was serviced as soon as I walked in. Only took about 5 mins to fill out application & get approved! My kids & I love our new Dodge Avenger. Thanks Ray!

Rodney Williams
Rodney Williams
GOOGLE
3-13-2020
Full Star Full Star Full Star Full Star Full Star

Phil was extremely thorough and supportive! It was a fast and easy experience. I’d recommend coming if you need reliable and affordable transportation.

John McCall
John McCall
GOOGLE
3-12-2020
Full Star Full Star Full Star Full Star Full Star
Billie Cooper
Billie Cooper
GOOGLE
3-11-2020
Full Star Full Star Full Star Full Star Full Star

My experience with Phil Green was dynamite I thought Jesus was here himself in person after being shut down so many places Mr Phil Green must have a Magic ring or something He needs a promotion real bad I came in at 8:15 pm was done in 43 minutes no joke no lie real businessman if you ever need a deal see Phil

Kendell Lee
Kendell Lee
GOOGLE
3-11-2020
Full Star Full Star Full Star Full Star Full Star
Jill McNeil
Jill McNeil
GOOGLE
3-11-2020
Full Star Full Star Full Star Full Star Full Star

I just want to say thank you to Phil and Mike. They help me soooo much in getting a new car when my old car went out on me. If you ever need a car please go to them❤️❤️

Sicquandra Williams
Sicquandra Williams
GOOGLE
3-11-2020
Full Star Full Star Full Star Full Star Full Star
Sharia Thurmond
Sharia Thurmond
GOOGLE
3-10-2020
Full Star Full Star Full Star Full Star Full Star

Raymond was AMAZING! He made sure I was able to drive away in something I was comfortable with. He made sure to break everything down as to ensure I knew everything I was signing up for. The entire staff was very nice, friendly and accommodating. I appreciate the patience of everyone there. Thank you!

Devante Guidry
Devante Guidry
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Full Star
symone washington
symone washington
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Full Star

I took my best friend to Car Credit and she came out with a nice car thanks to Oscar he took good care of us and I was thankful for his help

denzel bradley
denzel bradley
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Full Star

Oscar is a great reference ,when I walked in he took great care of me and he knew what car was best for me and he knew what car would fit me. Great Guy!

Monika W
Monika W
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Full Star
Music Video
Music Video
GOOGLE
3-9-2020
Full Star Full Star Full Star Full Star Full Star
DENISE EVANS
DENISE EVANS
GOOGLE
3-7-2020
Full Star Full Star Full Star Full Star Full Star

I had a great experience with Phil Greene he made my experience painless and easy.

Levioon Moore
Levioon Moore
GOOGLE
3-7-2020
Full Star Full Star Full Star Full Star Full Star
Steve Raggs
Steve Raggs
GOOGLE
3-7-2020
Full Star Full Star Full Star Full Star Full Star

I had an exceptional experience at 7600 Car Credit due the salesman Mike, providing me outstanding customer service. I explained my credit issues and he was able to get me approved to drive off the lot. I will recommend Mike, to family and friends when they need a new car

Serita Beasley
Serita Beasley
GOOGLE
3-7-2020
Full Star Full Star Full Star Full Star Full Star
Nakisha Banks
Nakisha Banks
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star
tilisha powell
tilisha powell
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star

The best service ever always satisfied I have gotten my last 3 cars from them and Every time Mike Alba has been my sales agent and always leave me with smiles and disbelief on how hard he work to get me in the best car available

cely campos
cely campos
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star

Great help by the Abel Aguilar!!!

RoyalTV Gang
RoyalTV Gang
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star
Cheré Robinson
Cheré Robinson
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star
Kadeagaja Jordan
Kadeagaja Jordan
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star
Finis Hawkins
Finis Hawkins
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star

It was easy direct relaxed and just the way it should be. In fact I was so pleased that I'll be back on the nineteenth with a friend that i spoke with about where I got my oh yeah it's such a wonderful car at that she's coming with me to see you. Nuff said

LaSalle Crawford
LaSalle Crawford
GOOGLE
3-6-2020
Full Star Full Star Full Star Full Star Full Star
Saritha Washington
Saritha Washington
GOOGLE
3-5-2020
Full Star Full Star Full Star Full Star Full Star

I referred a family member to Car Credit Center and they was able to assist them in getting a decent vehicle. Abel was very professional and helpful and Isai was very diligent in finishing up the purchase. Very pleased with the experience, so far so good on the vehicle. Will definitely refer new customers. ❤Thanks Guys!

Jennifer Thomas5
Jennifer Thomas5
GOOGLE
3-5-2020
Full Star Full Star Full Star Full Star Full Star

I’ve had the Best experience with car credit everybody denied me and phil green made this happen I have a car and I have drivers license

Melanie Konsavich
Melanie Konsavich
GOOGLE
3-3-2020
Full Star Full Star Full Star Full Star Full Star
Rozay Money
Rozay Money
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Empty Star
Alicia Carbajal
Alicia Carbajal
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) I like it (Original) Me gusta

Jasmine Smith
Jasmine Smith
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star
Jamari Dorsey
Jamari Dorsey
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Empty Star
D's MBrook
D's MBrook
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star

HDMI to you about

Jeromeamiii
Jeromeamiii
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star

Oscar took good care of ne and made sure i was satisfied

Jose Perez
Jose Perez
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star
theodore welch
theodore welch
GOOGLE
3-2-2020
Full Star Full Star Full Star Full Star Full Star
Armando Garcia
Armando Garcia
GOOGLE
2-29-2020
Full Star Full Star Full Star Full Star Full Star

I talked to a salesman Tony and Abel I told him my situation these people came through with no problem and approve within 1 hour want the next day to care business and drove away and a very decent car I will recommend this place to anybody just ask for Tony or evil.

Natalie M.
YELP
2-25-2020
Full Star Full Star Full Star Full Star Full Star

Car Credit is truly amazing they have quality cars, they do there best to make sure that you are happy and driving off the lot with a great car. Tony my salesman and Ishal in the finance department were the best they made sure that I got what I wanted for a affordable price. Car Credit is the best

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